HUD Homes & Housing Development Homes for sale in Springfield, MA

Table of Content

• Request for Proposals: Emergency Solutions Grant-Coronavirus (ESG-CV) Funds
• City of Springfield Announces Tax Title Auction of 21 Properties
• Massachusetts
• City of Springfield Issues Notice of Funding Availability and Request for Proposals for Disaster Recovery Area
• Funding Opportunity: City of Springfield Emergency Solutions Grant (ESG) Program
• City Seeks Bids for the Demolition of the Former Chestnut Street School

Projects should be ready to proceed immediately and all new construction and expenditure of funds must be completed no later than September 2015. The City intends to provide additional funding for this project, using either HOME Partnerships Investment Program or American Rescue Plan Act funds. The goal for the project is to develop 11 new homes, with subsidy funding of $2.75 to $3.3 million. The properties are located throughout the Maple-High/Six Corners neighborhood and the Old Hill neighborhood.

To comment on the draft, please send written comments by June 11 to or attend a public hearing on the draft Analysis. The hearing will take place June 11, 5 pm, in Room 220, Springfield City Hall. For additional information please visit the Office of Procurement website. For additional information you may visit the Office of Procurement website. The City is making available a maximum of $800,000 in Community Development Block Grant - Disaster Recovery funds towards the redevelopment of the properties included in this RFP. A bidders' conference will take place October 8, 2015 at 2pm at the Office of Housing, 1600 E.

Request for Proposals: Emergency Solutions Grant-Coronavirus (ESG-CV) Funds

On October 23, 2013 the City of Springfield, in conjunction with the Western Division Housing Court, held a receivership training for current and potential receivers and their attorneys. To obtain more details and/or a copy of the Request for Proposal/Notice of Funding Availability please email The proposed development should minimize other public expenditures and not require ongoing public operating subsidies. The Western Division Housing Court is now accepting applications for the List of Qualified Receivers.

The City of Springfield is soliciting proposals for the purchase and redevelopment of the multi-unit building at 169 Maple Street. The property is located within the Ridgewood Local Historic District in the Maple-High/Six Corners neighborhood of Springfield. The City of Springfield has been awarded $21.8 million dollars in Community Development Block Grant – Disaster Recovery (CDBG-DR) funds as a result of multiple presidentially declared disasters occurring in 2011. The City is interested in proposals which will renovate these historic row house to their appearance in 1939 and as approved by the Springfield Historical Commission. The City is most interested in proposals which will renovate both buildings as single-family and/or two-family homes. The City will consider proposals for a three-family house or four-family house for 174 Maple Street and will consider proposals up to three-family for 176 Maple Street.

City of Springfield Announces Tax Title Auction of 21 Properties

The RFP seeks new, expansion, and renewal permanent supportive housing , Rapid Rehousing , and Joint Transitional Housing-Rapid Rehousing (TH-RRH) programs. The historic 54,198 square feet brick building was built in 1989, It has three levels , and is situated on a 76,429 square foot lot. Check out West Springfield Town, MA HUD homes for sale, which may include auction properties, for sale by owner, and more. The Guide also tells you where to go for assistance if you need help navigating the system.

Please see the RFP for additional information about this funding opportunity. The Springfield-Hampden County Continuum of Care is making up to $450,000 in capital funds available for a nonprofit organization to create affordable housing units in Hampden County for homeless young adults aged 18-24. Q & A on the Infill Homeownership Development Opportunity -There have been several questions about the RFP the City released on March 23, 2022 for a partner to develop infill homeownership housing in the Old Hill neighborhood.

Massachusetts

All potential bidders are encouraged to attend this informational workshop. The Springfield-Hampden County Continuum of Care has released notice of two funding opportunities today. The City of Springfield has announced two new housing rehabilitation programs, funded by the American Rescue Plan Act . Proposals must be submitted by July 1, 2022 at 2pm to the Office of Procurement, City Hall, 36 Court Street Room 307. Click here to obtain additional information regarding this opportunity. Proposals must be submitted by August 15, 2022 at 2pm to the Office of Procurement, City Hall, 36 Court Street Room 307.

A bidders' conference will take place October 8, 2015 at 1pm at the Office of Housing, 1600 E. Columbus Ave., and applications must be submitted by October 20, 2015 at 4pm. The Springfield-Hampden County CoC has released its Request for Proposals seeking programs to include in its FY2017 CoC Competition Application. Snapshot of Springfield’s housing conditions and market, along with a description of City programs and initiatives to address housing needs. The workshop will provide information on the auction buying process, expectations and requirements. The City has an upcoming auction scheduled for Tuesday, April 14th 2020.

City of Springfield Issues Notice of Funding Availability and Request for Proposals for Disaster Recovery Area

If you have submitted a complete application for the Exterior Repair/Healthy Homes Program, your application is being reviewed. Once the application review is completed you will be contacted regarding your application status. Applications are processed on a first-come, first-serve basis based on the date of submission. If either of these programs re-open for new applications, that information will be posted on this website.

The project is a key component in the turnaround of the downtown Summit Hill Neighborhood. As individuals and communities are striving to rebuild homes, businesses and lives in the aftermath of the tornado that touched down on June 1, there continues to be many unanswered questions about the recovery process. Many others who were not directly affected by the tornado also have questions and needs. At the Community Rebuilding Fair, attendees will have the opportunity to learn about available programs and have direct access to services. The building is a brick, residential apartment building constructed in 1920, it contains 30,522 square feet and is located on a 7,454 square foot lot and is zoned Commercial A. The assessed value is $390,300. The property has five levels and contains approximately ten, spacious, three bedroom units.

HUD homes are owned by the US Department of Housing and Urban Development and present a greater range of financing options than traditional homebuying paths. HUD homes in West Springfield Town aren't just a way to get into a housing market that is already experiencing shortages, they may just be the ideal way for you. To learn more about our current HUD homes in West Springfield Town, MA, register today! Copies of the Request for Qualifications will be available at the Office of Housing starting April 19, 2011. Any questions regarding this RFQ should be submitted in writing no later than May 9, 2011, and will be answered on the Office of Housing website no later than May 13, 2011. All proposals must be received by the Office of Housing no later than noon on May 20, 2011.

The Springfield-Hampden Continuum of Care has issued an RFP for New Project Sponsor for Permanent Supportive Housing for Chronically Homeless Families. The RFP seeks a new operator for an existing project that provides permanent supportive housing to eight families who have been chronically homeless. On May 27, 2022 the City of Springfield announced $5,000,000 in ARPA funding for the Exterior Repair Program and the Healthy Homes Program. Since that time, the volume of applications received for both programs has been high. In order for the Offices of Housing and Disaster Recovery to effectively process the applications filed to date with the available funding, both programs have stopped accepting new applications.

Funding Opportunity: City of Springfield Emergency Solutions Grant (ESG) Program

The City has released a DRAFT 2nd Neighborhood Stabilization Program 3 Substantial Amendment for public comment. The 2nd Substantial Amendment changes the initial Substantial Amendment by re-allocating $50,000 from homeownership to rental housing targeted to persons with incomes at or below 50% area median income. These funds will be used for rehabilitation of the multi-family property at 71 Adams St. CDBG funds are being made available by the City to be used for exterior repairs. CDBG funds will be an interest free, forgivable loan not to exceed $100,000.

The program will be administered through the Office of Housing will require an application to be made. Please note that if a property is City owned the Office of Housing will investigate whether or not the lot will be eligible for sale through this program. The "Abutter Lot Sale Program" is designed to sell City-owned, vacant lots, valued under $25,000 to property owners with a home, building and/or property directly abutting a vacant lot. Abutters would be able to purchase approved lots directly from the City without going through a public disposition process such as a Request for Proposal or auction.

Zara Home Reviews 18 Reviews of Zarahome com

Table of Content

• ZARA Terms & Conditions
• I usually don't write negative …
• Long wait at tills
• “Feel like in a 5 star hotel with the help of Zara Home”
• What is Zara?
• Live Chat SLA
• ZARA Security Policy

Zara.com – Online sales of women’s and men’s fashion clothing and accessories. For more information, see the developer's privacy policy. I feel like I was really pulled over the table and they do not care. The items are beautiful now though which is why I give 2 stars and not 1. Claim your listing for free to respond to reviews, update your profile and manage your listing. Get answers from the Zara Home staff and other customers.

Then I was asked if it was bought within the last 30 days. It was in July, yet their company who is supposed to pick up the product never did. I'd tried them out in the store and they seemed pretty comfy. I waiting in all day today for them to come and collect it as promised but they simply never came.

ZARA Terms & Conditions

If you wait for a while, after installation is complete you will be able to access your account directly from here. A message will be sent to your email address containing login details, right after your account is installed. Zara.com - Online sales of women's and men's fashion clothing and accessories.

Waited 10 days and no delivery. Can’t contact the delivery company and Zara home tells me they can’t help. Absolutely terrible customer service. I drove to the delivery store and it turns out they don’t have anything to do with the delivery person.

I usually don't write negative …

Saying so they are in possibility of my pants and my money. I am extremely aggravated and annoyed. I will never shop or recommend Zara to anyone. On August 21, 2018, I visited the Eaton Centre Zara store located in downtown of Toronto.

Called again after a week of not receiving anything. Now it was up to the delivery person according to Zara. Something that I, as a customer, have little recourse to. They would investigate and if the product could not be found they would refund me . I would receive another email about this. Both items still had a price tag, with one of the products having a price that was lower than I paid myself.

Long wait at tills

I love Zara Home, it has amazing products! I recommend it for everyone who wants to have a beautiful house. The complaint has been investigated and resolved to the customer’s satisfaction.

They told me they can’t get in touch with them either that they are the worst and the drive horrible. Do not purchase anything for delivery. Received a kid jacket on Tuesday night, my son wore it on Wednesday. Zipper broken on same day within 12 hours. How can the quality be this bad?

Company activitySee all

Alternatively, you can use their knowledge base if you prefer self-service support. Their chat box is impossible and I can not get them to understand that I have a missing item. Zara Home has a consumer rating of 4.22 stars from 18 reviews indicating that most customers are generally satisfied with their purchases. Zara Home ranks 77th among Home Decor sites.

The customer service line was no help whatsoever. Zara employee, at time of purchase, advised that i was able to receive a full refund within a month of purchase. Never in my wildest dreams would I imagine that after a month's time, I would be forced to keep the item i decided i did not like. No hint of this at time of purchase either. - in this day and age - unbelievable. On Saturday 10 December 2022 I was advised at 5.21 that the above numbered order had been delivered .

“Feel like in a 5 star hotel with the help of Zara Home”

I am missing parcels and the money has left my account. This is pure robbery and I will be seeking legal action. I am unable to get the chat box to understand that an item was not delivered. Just trying to get my item delivered.

One of my purchased item has a security tag on! I tried to get Zara store in Malaysia to remove it, but they said they can't do it as the system won't allowed, unless I have to pay it again. I wrote to Zara Home online numerous times, but no one respond!

What is Zara?

I paid £32.99 and expected the the item of clothing to last many years as previous items have. The item is not fit for purpose. I purchased it just over a month ago.

old rppc spielzeugmuseum ELLINGEN Wei�enburg-Gunzenhausen Bavaria Germany i2081

Table of Content

• Service Date: 12/19/2022
• Service Date: 11/19/2022
• Young's Community Memorial Fnr in Winnsboro
• Bavarian Forest National Park to Gunzenhausen
• Services offered by Young's Community Memorial Fnr

The construction of the railroad, on which trains were regularly running to Monroe, Louisiana, over 75 miles of track, ceased in 1861. When the Union army came to the area, the Confederate army destroyed the tracks to Monroe in order to prevent the Union army from using it. For their part, the Union army burned the railway stations at Tallulah and DeSoto, Louisiana, the town across the Mississippi River from Vicksburg.

When the settlement of Walnut Hills was incorporated in 1825 as the city named Vicksburg, there were twenty Jewish families living in the town. Three Jewish brothers surnamed Sartorius moved to the area in 1835, 1840 and 1845, and brought two Torah scrolls. In 1841, the Jews of Vicksburg formed a congregation called the Hebrew Benevolent Congregation of the Men of Mercy. In 1840, the white population of the parish was 1,210 and the black population was 3,923; by 1860, the whites in Madison Parish numbered 1,293 and the blacks, 9,863. Marx Geissberger, Henrietta’s elderly widowed grandfather, died in Bibergau at age 84 on Jan 30, 1835, when Henrietta was only 5 years old.

Service Date: 12/19/2022

Milliken’s Bend, also called “the Bend,” was a community located about miles north of Vicksburg, on the western bank of the Mississippi River in Madison Parish, Louisiana. In keeping with the practice of the time, the village had been named for the largest property owner at that bend in the river, John Milliken. Since Simon was about 30 at the time of his marriage to Bessla, the question arises whether Simon, like Bessla, had been previously married. It is possible that Simon had previously married and that he had fathered two children, a son born in 1816 named Moses and a daughter born in 1820 named Henrietta. Fanni and Simon named their firstborn son Low, the name of Fanni’s father Low Rau and Fanni’s little nephew Low Griebel who had died in 1826. Fanni’s son Low was born in February and died in August 1829.

The couple set up their home at Waggaman, Jefferson Parish, across the Mississippi River from New Orleans. Thomas Staten, who was in his twenties during the war, said that “during the war when Mrs. Bauers moved over onto the island, some of us followed her over there to be with her. She was a woman that worked hard herself; she would wash and iron and cook and milk her cows and work in the garden or field if it was necessary. She was not like most the white ladies around here.” Thomas Staten lived on Henrietta’s place on Island 102 for 2 years.

Service Date: 11/19/2022

He was also called Loew Joseph or Loew ben Joseph, which means, Loew the son of Joseph. Jannet Rau, also called by the Jewish name Schoela, had a maiden name of Ziegenheimer. We have years of experience caring for families, from all walks of life. Each family comes to us because they know we are leaders in our profession, dedicated to excellence in service, and have the highest integrity.

One of the old towns in Bavaria was Gunzenhausen, a town established in 1349. In the late 1700s, one family living in Gunzenhausen was the Jewish family of Loew Rau and his wife Jannet. Loew Rau was a Levite, so he is named in some records as Loew Levi.

Young's Community Memorial Fnr in Winnsboro

Ticket prices are fixed and there’s no seat reservations – just turn up, buy a ticket and jump on the next train. All regional trains depart regularly and connect to local and long-distance services. The Isaac Geisenberg family moved to Trenton, Louisiana, in the early 1860’s where Isaac died in 1863. Isaac’s widow Harriet remarried and shortly thereafter was again widowed. Harriet resumed the use of the name Geisenberg for the rest of her life. Henrietta’s first grandchild, Bettie and Jim’s daughter Henrietta Jane Witherow was born July 18, 1874, at Waggaman, La.

As a family-owned and locally operated funeral home, Young's has a deep commitment to the families we serve; whom we consider to be friends and neighbors. Obituaries act as quiet reminders of the finite nature of our lives. Yet, for those who have recently experienced the death of a family member or friend, an obituary means so much more. It is a bittersweet reminder of all we've lost, but it can also help us to remember all we enjoyed while they were alive. If you have recently lost someone you love, we hope that you will accept our condolences.

Young Colonial Chapel Funeral Home

Fanni continued to live in Bibergau as a widow after the passing of her husband Simon; her burial in the Schwanfeld Jewish Cemetery is recorded as taking place on January 4, 1876. Henrietta’s daughter Bettie, 14, was attending school in New Orleans. In Germany, Henrietta’s father Simon Geisenberg died April 4, 1865, at age 74. He was buried in Schwanfeld, a town about 8 miles from Bibergau, in the Jewish cemetery purchased in 1579 and used by the Bibergau Jewish community for hundreds of years.

In the 1840s and 1850s enterprising private operators began ferry service across the Mississippi to Vicksburg. Many Jews took part in the 1848 revolutionary uprisings in Germany. Bavaria was one of the main regions from which Jews came to America, and Bibergau was one town from which Jews left. By 1867, among 549 population of Bibergau, only 91 Jews (17% of the population) remained. At this time, in fact from the 1820’s to about 1880, Jewish immigration into the US almost entirely was made up of immigrants from Germany. She was a middle child in the family, with Lazarus 14 years older than she, Isaac, 7 years older, and Carolina, 3 years older.

Government documents agree that Mrs. Bauer’s husband died before the war, but seem to know only the name Bauer, not Smith. Jewish settlers also came to the Vicksburg and Millikin’s Bend area. They came overwhelmingly from German areas, such as Bavaria, Baden, Alsace-Lorraine, but also Prussia. “Other steamboats helped make life enjoyable for Madisonians. These were the huge and famous Showboats, some carrying a full complement of circus entertainment that was quite comparable to shows traveling by rail.

Several of Simon’s children were among those Jews who came to America.Joseph Geisenberg and his sister Lea Geisenberg, who married Samuel Shuster, came to the South and settled in Memphis, Tennessee. Isaac Geisenberg, son of Simon and Bessla, married a young woman named Harriet Dreyfus, also from Bavaria, in Vicksburg, Mississippi, on Dec 1, 1849. The couple settled across the Mississippi River from Vicksburg in the community of Milliken’s Bend, Louisiana, and Isaac became first a planter and then a grocery keeper.

When you are interested in preplanning your memorial, you can be sure your legacy will be shielded and that you can easily have peace of mind. For over 70 years, the Young family's goal has been to provide compassinate, meaningful and affordable funeral and memorial services in our community. Deutsche Bahn’s regional network is made up of IRE (Interregio-Express), RE (Regional-Express), RB and S-Bahn trains.

She had told him that she would not have slaves, everybody had a right to be free. Many times she had said she wanted all the people to be free and work for themselves like she did. There were about 100 acres cleared; mostly the property was woods. Henrietta hired black people, including Washington West and Thomas Staten, to cut wood from her property and she had a big wood yard at her place from which she sold wood to citizens’ boats. The construction of this railroad was ultimately disastrous for the future of Milliken’s Bend because the train did not run through the little port town. Nevertheless, the railroad was good for the Parish, and Leopold and Henrietta may have attended the celebration in September 1857.

Details about  old rppc spielzeugmuseum ELLINGEN Wei�enburg-Gunzenhausen Bavaria Germany i2081

Numerous excavations within the city of Gunzenhausen document that the area was occupied and there was a settlement in pre-historic time. In the year 90 the Romans expelled the Celts, occupied the inhabited areas north of the Danube, and expanded into the Gunzenhausen area. In the year 241 the Alemanni invaded the area and destroyed the fortress. A document from the year 823 supplies the first reliable written reference to Gunzenhausen. Find all the transport options for your trip from Bavarian Forest National Park to Gunzenhausen right here. Rome2rio also offers online bookings for selected operators, making reservations easy and straightforward.

Likely it was in late 1860 when Henrietta gave birth to a son she named Louis. Louis appears to have used the surname Smith during his childhood, including on the 1870 federal census. On the 1860 federal census, Henrietta’s family is enumerated as household # 45. Household #37 is the Isaac Geisenberg family, including Isaac, his wife, two sons and two daughters. One record says that Henrietta and Leopold divorced and that Leo moved to St. Louis. Henrietta is said to have remarried a Louis Smith, who died shortly thereafter, and was the father of her son.

50 Best Gifts for Mom 2022 Gift Ideas for Mom That Will Wow Her

Table of Content

• What are some occasions when I’ll need a gift for her?
• Red Bumblebee – Easy Returning Boomerang
• For moms who always put their best foot forward: Allbirds Tree Skippers
• SweatyRocks Women’s Faux Fur Cardigan Coat
• Titan Mall Standing Jewelry Armoire with Mirror

Stack two pendants—her birth flower and yours—for a beautifully romantic gesture. We have included third party products to help you navigate and enjoy life’s biggest moments. Purchases made through links on this page may earn us a commission.

Our tester loves the natural flush that this liquid blush achieves with the smallest dot. It's also small enough to throw in your purse for touchups throughout the day. Precious jewelry should absolutely be cared for, and Pottery Barn’s Quinn Collection has the perfect box that’s fashionable and functional. The exterior is made of pebbled leather, and the soft material inside helps prevent jewels from tarnishing.

What are some occasions when I’ll need a gift for her?

It's a subscription that offers a whole year of recipes from famous figures throughout history. Each month, your spouse gets a replica of the handwritten recipe . From pancakes by Rosa Parks to Queen Elizabeth II's scone recipe, there's a lot to get excited about. Julia is the Assistant Commerce Editor at The Spruce, covering all things toys, gifts, and holiday. She studied English and minored in Journalism and Gender and Sexuality Studies at New York University. Smith recommends becoming "an investigator" to get to the bottom of what she truly enjoys and would love receiving.

This set of 19 stainless steel grilling tools and accessories is an excellent value, quality utensils kit that any master of barbeque will LOVE owning. People love the ease of operation and power of this device for maintaining a clean automobile – if you’re shopping for someone that loves their vehicle this will make for a great gift. If you’re shopping for a fitness fanatic they’ll love the gift of a bag of protein powder! Ascent Protein recently sent me some samples and their product both tastes great and blends well into shakes.

Red Bumblebee – Easy Returning Boomerang

The Cool Mama, when regularly filled with baking soda, helps keep your fridge smelling fresh for months, eliminating odors so foods taste fresh longer. Fill the Angry Mama with water and vinegar, and microwave for seven minutes. As steam pours out her noggin, baked on crud breaks down and is easily wiped away.

Mmm…imagine the aroma of freshly baked, still-warm bagels emanating from her kitchen. This kit makes it not only possible, but easy, too, thanks to the cone shaped molds which come with it. This LED, UV free lamp is designed to help conditions such as insomnia, SAD, and sunlight deprivation in a natural, drug-free way. Measuring 8 x 10”, this print will make an amusing piece of wall art, and will have every visitor examining it to search for the ‘imposter’ bird who’s hiding in full sight. If she likes keeping track of all the places she’s ever visited, this vibrant map will store all the careful details. Scratch off the states or countries visited with a scratcher tool – she’ll be inspired, and 10% of profits from sales will go to charity.

For moms who always put their best foot forward: Allbirds Tree Skippers

This cast iron match holder and striker is a unique gift that’s great for the person who always has candles lit while they’re home. She can ignite a match anywhere on the surface (it requires strike-anywhere matches, which are sold separately), and place used matches in the dish while they cool down. If she’s always walking around the house in socks, then she’ll love these patterned slipper-sock hybrids from Bombas. They have the comfort and fit of ultra-cozy socks with grips on the bottom to prevent slipping, plus are machine-washable and come in a variety of fun patterns.

Another option to consider is Jeff and Ann Vandermeer’s collection The Big Book of Science Fiction. Or get the whole set of three UNBORED books, including the original, which is a serious field guide to family fun. With a full 14 ounce capacity and an extra large handle for stable drinking, she’ll have lots of fun during coffee breaks, if anyone takes those these days.

It’s not often you'll come across an 18k gold-plated ring custom made for less than $100. This ring features a gold band with a word of your choice—anything with four to 12 letters—written in script. Pick a word that inspires her, play upon an inside joke between the two of you. We love that it's a beautiful piece of jewelry with endless ways to personalize it. The Obsessive Chef bamboo cutting board is a master cutting board, burnished with a multitude of guide lines for the best in precision cutting. Includes size guides for dicing, such as small, medium, and large, as well as what makes a fine brunoise, battonet, or julienne.

Candles always make gorgeous gifts, but these homemade ones are infused with essential oils to make them uplifting and rejuvenating, too. All you need are soy flakes, essential oils, wicks, and a glass jar. These candle holders are made from concrete and they look super impressive, especially if she likes urban decor. Simple and inexpensive to make, you can even color them any way you like. If she has to travel, help her do it in style with one of these sleek and handsome suitcases, which feature aluminum detailing and a classic herringbone panel in a choice of colors. These mugs are delightful, and will add a rustic feel to any home, regardless of its décor.

I Love You Personalized Socks

To get you inspired, we've rounded up the best gifts for women for every celebration. Whether you need a great gift for her birthday, Mother's Day, or just because, these unique gift ideas are sure to impress. We've got options for the aspiring home cook, someone who desperately needs a spa day, and even the person who's always losing track of their keys. We also tapped two gifting experts—Laura Jenning, founder and CEO of Knack, and Dayna Isom Johnson, Etsy’s trend expert—for tips on how to choose a more thoughtful gift for women. Whether you're shopping for her birthday, your anniversary, the holiday season or another gift-giving event, we get it—the struggle is real.

This pendant necklace lets her make a wish every time she wears it because the pendant actually contains real dandelion seeds fully encased in a round glass globe. For another grownup take on a kids game, the GoSports Giant Wood Dice Set lets your lady play all sorts of dice games outdoors, and the solid wood pieces will never crack or fade. There are plenty of options to add fragrance to her home – some electric and some not.

40 Random acts of kindness ideas

Table of Content

• Recent Posts
• If you notice an employee doing a great job, let their supervisor know.
• Random Acts of Kindness at the Library
• Final Thoughts on Random Acts of Kindness
• Leave a Reply Cancel reply
• Surprise a friend or neighbor by delivering homemade baked goods to them.
• Bring in your neighbor’s empty garbage cans on trash day.
• Loving the Elderly in Your Neighborhood

Offer your postal carrier a nice hot or cold beverage, depending on the season. Make time for the person in trouble who everyone else is just ignoring and passing by. Pass out the recipe for your signature dish to those who have loved it. Leave a gift of something you made on a neighbor's porch. Go sit and talk with a friend who has been having a tough time.

Teach a class. This could be a one day class or a class that spans over several weeks. Kindness is a fantastic tool to use to grow your well-being. It’s not only good for you but has a positive impact on others. Hopefully, you discovered some ways to practice random acts of kindness so that you can more easily implement this tool in your real life. Here's an activity that may help you engage in random acts of kindness.

Recent Posts

Our mission is to help our visitors, but this is also very clearly a for-profit site and you should realize as much. We include only those products that we believe could benefit you, some of which we may get a commission if you purchase them. However, we also provide links on the site to information resources for which we receive no compensation. We will also list ads from time to time. You should be able to see these as text links or blocks of ads which have a small notation indicating “Ads by Google” or “AdChoices”.

Strike up a conversation with a senior walking his or her dog in the park. Ask about the pet and share any pet stories of your own. Approach a working senior to ask his or her advice on how to get into that line of work or what he or she likes about the job or career. Give an older loved one a hug to warm up the heart and a smile. Offer to take an older person on a Sunday afternoon drive around town or in the neighborhood where he or she grew up.

If you notice an employee doing a great job, let their supervisor know.

Jen Pilla Taylor is a former journalist and mother of two school-age children. Figure out a friend or family member’s half birthday and surprise them with a little treat on that day. Contribute used books to the library or school media center. Give an extra tip and write an encouraging note along with it. Buy a gift card to hand to someone on your way out of the coffee shop. Volunteer in your local community.

A few examples are toiletries, dental hygiene products, deodorant, diapers, socks, blankets, razors, first aid kits, etc. Also, consider calling up a non profit or shelter near you and ask them what they need at the moment. Encourage slow, gentle movements and and for your kids to pay close attention to their surroundings and your loved ones physical limitations. Get a $5 or $10 gift card and give it to someone you see who has done something kind for another person. Have a sick friend or family member?

Random Acts of Kindness at the Library

Hopefully, this will be the start to forming wonderful relationships and pulling this beautiful population off the sidelines of life. Paint nails. All of us love feeling beautiful and being pampered.

Today, in this post, I have 30 plus random acts of kindness ideas you can perform to make someone’s day a little bit brighter. Make it fun! Chose what Random Act of Kindness you will do ahead of time. Draw a picture, tell a story, do a craft together. Just encourage your children to come up with a fun idea that will bring joy to those around them. Be gracious.

With one of our children, we nicknamed “bulldozer,” we had to reiterate this over and over. She learned enjoyed meeting new people. If you want to keep learning about random acts of kindness and other prosocial activities, here are a few good articles to check out. Watching other people engage in random acts of kindness may help us to follow suit.

Check out these fun and random acts of kindness for kids to do at home. Choosing just a few of these ways to show kindness each day is a great way to encourage your children to be more kind and loving to others. Any surprise visit to a nursing home will delight someone’s day. Either show up with a little care package or grace them with your time – either way, it’ll be sure to brighten their day. Any will mean so much to someone in a nursing home.

Give a dog a bone. Leave a bag of higher quality pet food or treats outside the door of an elderly pet owner. Take an older person’s dog for a walk or offer to clean the litter box.

Sometimes those in need have four legs and a furry tail! You can help dogs and cats in many ways including fostering, adopting, or even volunteering for a couple of hours at an animal shelter near you. You can also consider donating other needed items to your local animal shelters such as blankets, food, and dog toys. Then, donate to your favorite charity, or host a garage sale and donate proceeds.

Flat roof insurance explained: Does your home need it?

Table of Content

• Does flat roof home insurance cover roof repairs?
• Are flat roofs covered by insurance?
• Car insurance
• How much does it cost to replace a flat roof with a pitched roof?
• Flat roof home insurance explained
• The different types of roof shapes

While flat roof insurance can be sometimes difficult to get, it is still important that you inform your insurance provider that you have a flat roofed property. Quote Devil are Ireland's leading specialist house insurance brokers, offering competitive premiums for flat roof house insurance. Our experienced brokers can tailor-make your policy to suit your individual needs and requirements. We can help you find the right cover for your property so you can rest assured knowing your property is correctly insured. Quote Devil has a policy that can cover your property even if it is 100% flat roofed. We have an experienced team of advisors with in depth knowledge of the insurance market.

They'll need more maintenance, which could push the cost of your insurance premiums up, or mean fewer insurers are willing to give you a quote at all. Yes, most insurance companies consider a flat roof to be higher risk, so the cost of insurance will generally be slightly higher. As with any form of insurance, it’s vital to check your buildings and contents policies carefully to be sure you have the level of cover you need. There are many different types of roofs available on the market, chances are your roof type is standard so the material is likely to be tile or slate. Metal and glass would be referred to as a non-standard roof material. A cottage with a thatched roof would be considered as a non-standard material.

Does flat roof home insurance cover roof repairs?

They also need extra maintenance to keep them in good condition and can give thieves easier access to your property. Flat roof membranes are vulnerable to punctures caused by falling branches or foot traffic. Homes in Florida may sustain severe roof damage during hurricane season. In the end, flat roofs do not hold up to the outside elements in the way that sloped roofs do. Flat roofs are more common in warmer climates that produce less rainfall and have virtually no chance of freezing temperatures. Most flat roofs consist of concrete or masonry that reduces heat transference from the sun.

Highhouse Insurance Services Limited are authorised and regulated by the Financial Conduct Authority. Here at Exeter Roofing, we will ensure that the insurance work for your roof is properly undertaken. Flat roofs usually come with a 10- to 20-year warranty but can last 25 years if you build the roofs right and maintain them using commonsense rules. The definition of a Flat roof is 1-10 degrees but can go up to 12.5 degrees. Upgrading to high-quality locks on your windows and doors can provide an extra layer of protection. Trim overhanging branches to reduce the risk of debris falling from nearby trees and damaging your roof in high winds.

Are flat roofs covered by insurance?

The most common issue is water leakage due to standing water on the flat surface. Roof membrane detachment due to trapped moisture and flashing defects caused by poor installation or damage. Living in a high-risk flood area can come with high insurance costs - that's why the Flood Re Scheme was created.

Many insurers can be concerned about the condition, age, shape, and material of your roof and can change the price accordingly. It is important as a householder that you know what percentage of your roof is flat as this will play a vital role in the calculations for your insurance premium. A fully flat roof is generally considered high risk for insurance with the level of risk decreasing if the roof is only partially flat.

Car insurance

You need to make sure your roof stays in great shape and remains leak-free by having an annual inspection performed by a fully insured and qualified roofing contractor. The life expectancy of your roof really depends on a number of factors which include how severe the weather is, the climate, and the type of roof you have. Schedule a roof inspection it will save you a lot of money and time in the long term. Insurance companies will take into consideration the roof material and type into the costs of a rebuild. If they are made of tile, slate, metal, and concrete shingles you are ensured for the leading protection, however, it will cost more for a replacement.

For example, high winds cause tiles to blow away, but that happened because the roof hadn’t had regular maintenance to check them. It is important to remember that you must give your insurance provider as accurate a picture as possible when you are signing up for your policy. If you provide misleading information, you may not be able to gain any compensation when making a claim. However, finding insurance for a home with a flat roof can prove to be quite tricky, especially here in the UK. You may be able to find information about your flat roof in the property’s survey if you have one and estimate the proportion that is flat by looking at your home on Google Earth. • flat and felt roofs which have not been recovered within the last 12 years.

How much does it cost to replace a flat roof with a pitched roof?

As well as problems with water ingress, a good deal of damage is caused by wind, getting in under the felt and causing it to lift. Cracking can be caused by exposure to the sun especially on roofs that face south although this damage can be minimised by a good covering of shingle. If you experience a leak because of a storm or flood, your contents insurance ortenants insurancepolicy should cover the costs of any damage caused to your belongings inside the property. However, the ‘wear and tear’ exclusion will once again apply – you won’t be covered for damage to your contents if the insurer deems the leak to be the result of inaction on your part. Many insurance companies have exclusions or conditions for flat roofs, so know you aren’t alone in the struggle to initially find coverage. Since you have a home insurance policy, it may provide coverage for a flat roof leak.

… Flat roofs are the least appealing roof shape to an insurance company. Although not a legal requirement, it's worth considering leasehold buildings insurance to cover damages to the building. If you tell us that any part of your property has a flat roof, including any outbuildings or garages, you’ll need to tell us what percentage of your roof cover is flat. This type of roofing costs a lot more on insurance and is more vulnerable to high winds.

With many insurance companies, you will pay higher premiums to insure your roof as it may need regular maintenance and repairs. Insurers may also ask for evidence that proper maintenance is being carried out and at the recommended time intervals. Again, this will demonstrate that you are checking your roof and making any necessary repairs to deal with potential damage or wear and tear. An insurance company may cancel or adjust insurance coverage on a sloped roof of 20+ years old. For this reason, many homeowners switch to sloped roofs after scheduling a professional roof replacement.

Roofers offering to waive roof replacement deductibles, giving you a “free roof,” is a longstanding practice in many states. The number one thing to consider if you’re not sure whether to replace your Bowie roof or not is the roof’s age. Some roofing materials have longer lifespans than others, but no roofing system lasts forever. Flat roof materials like EPDM generally last up to 20 years, with an upper limit of about 25 years. These roofs are some of the most common in the U.S. and are applauded for their ability to easily shed water or debris. However, insurance companies charge slightly higher premiums for gable roofs due to their high-wind susceptibility.

Contents cover all your household belongings including furniture, appliances, goods, valuables, and personal items in the event of a fire, theft, damage by flooding, and vandalism. But if you have a roof leak, you may need this fixed as an emergency. In cases like this, insurers are usually understanding and should reimburse you. Take as many photographs as you can of the leak in your roof and the damage that has been caused.

The reason flat roofs are considered higher risk is because they’re more prone to water ingress. But with flat roofs, puddles – as well as debris – can sit there, adding extra weight. This can cause it to deteriorate over time, increasing the chance of you making an insurance claim.

Where websites offer quotes for such properties, examine the quote carefully. In particular, people should note the quote’s terms of conditions before accepting cover. Take the example of somebody who makes a flat roof leak claim on a standard policy. As the flat roof was never noted under the policy, the insurer is not obliged to honour the claim. This is because the policyholder did not declare that the property had a flat roof. A good deal of flat roofs are older than this and also unmaintained, building insurance companies know that these often have a propensity to leak causing damage to both buildings and contents.

The newer your roof, the less your homeowner’s insurance cost will be. Tile/Slate – slate protects against insects, fire, and rotting and it requires very little maintenance. Tiled roofing can crack more easily; however, it will not burn or rot and provides great insulation. Never overpay for car insurance Jerry automatically shops for your insurance before every renewal.

Is my flat roof covered by my home insurance?

Table of Content

• Tenants insurance
• Mortgages for homes with unusual construction
• Problems with home insurance roof claims
• How to get the best flat roof insurance deal

Most homeowners’ insurance companies will provide some type of coverage for flat roofs. However, insuring a house with a flat roof often comes at a high price. The insurance company may charge higher premiums or add exclusions to the policy related to the roof. If you file a claim, you may discover that the payout for a flat roof is substantially lower than for a sloped roof. Yes, flat roof insurance will usually cover roof leaks if the leak is caused by a sudden and unexpected event, like a storm or a fallen tree.

… Roof repair or replacement is generally covered by your home insurance, unless the damage is caused by neglect or lack of maintenance. A flat roof collects debris and is subject to pooling, leading to roof damage and water leaks. It may require more professional roofing repairs or ongoing maintenance.

Tenants insurance

This means that your contents insurance premiums could be higher as well. This is because water, ice and snow can gather on a flat roof, whereas it would usually drain or slide off on a sloped roof. This pooling and gathering on the surface of a flat roof means that your home is more vulnerable to leaks and weather damage. In turn, this means you are generally more likely to make a claim on your insurance. The average cost to repair a leaking flat roof is between $400 and $1,000.

Therefore, you will likely need to get specialist flat roof insurance which covers a wide range of materials. Yes, flat roof insurance will generally cover the cost of roof repairs if you can prove your flat roof was in good condition before it was damaged. General maintenance and related repairs are not covered – it’s your responsibility to keep your roof in good condition. They look lovely but can pose a fire risk which would make it expensive to insure or even some insurers will not insure your home if it has a thatched roof.

Mortgages for homes with unusual construction

A standard building policy will cover the full cost of a repair or rebuild of your roof and other parts of the home in the event of a fire, theft, flood or a storm. Having a flat roof on your home does not necessarily mean that you are doomed to prohibitively expensive premiums and sky-high repair costs. There are a few specialist insurers who may be able to provide you with home insurance after taking into consideration other factors, such as the condition of your home and your location. Insurers in most cases will define flat roofs as being pitched at 10 degrees or less.

Rainwater and other storm debris will naturally slide off a standard gable roof type. But with a flat roof, there’s a greater risk that water could just sit on the roof and eventually leak through. In general, flat roofs need more maintenancethan standard sloping roofs. In particular, in cases where a flat roof makes up less than 25% of the building, there seems to be no problem. But, there exist brokers who have specialist policies for flat roofs. Flat roofs are more prone to damage and typically have a shorter lifespan than sloped roofs.

Problems with home insurance roof claims

This also benefits you as your premium will be adjusted accordingly – saving you from overpaying if it is not necessary. If you have moved into a property with an existing flat roof you can find out what area it has by looking at the home buyer’s survey. Another option is to ask for a building surveyor to measure it for you and calculate the correct percentage. Regardless of the type of roof on your house, the best way to keep your homeowner’s insurance rates low is to schedule professional roof maintenance.

They also need extra maintenance to keep them in good condition and can give thieves easier access to your property. Flat roof membranes are vulnerable to punctures caused by falling branches or foot traffic. Homes in Florida may sustain severe roof damage during hurricane season. In the end, flat roofs do not hold up to the outside elements in the way that sloped roofs do. Flat roofs are more common in warmer climates that produce less rainfall and have virtually no chance of freezing temperatures. Most flat roofs consist of concrete or masonry that reduces heat transference from the sun.

What qualifies as a flat roof under insurance?

If you're adding contents insurance you'll also need to tell us whether there are any high-value items such as jewellery worth more than £1,000 you’d like to cover. To get a quote you'll need all the same details about you and your home as you would for standard home insurance. This type of roof design is also not best-suited to the UK climate, which sees high levels of rainfall and sometimes heavy snow.

Typically, the life span of a flat roof is not as long as a traditional pitched roof – even less so if it is vulnerable to damage . There are only a few carriers that will insure homes if the entire roof is flat. … However, those that do insure flat roofed homes all agree on one thing – it can’t be an old flat roof. In fact, most carriers want to see the flat roof less than 10 years old if the flat roof is over a living area.

If you need to claim on your home insurance - for example, if your building is damaged by subsidence or your possessions are stolen - your free home excess cover will refund up to £250 of your excess. You might be able to find out if you have any flat roof areas on your house, and their pitch, by checking any surveys you had done when you bought the house. You can also use Google Earth to try to judge what percentage of your roof is flat - for example, if the flat portion covers about a quarter of the roof area, then 25% of your roof is flat. If less than 30% of your roof is flat, it's unlikely to make a difference to the cost of your insurance. Roofs with a slope of less than 10 degrees are considered flat by insurers.

Many insurers may not be able to offer cover for a non-fire-resistant roof. You may need to apply for a fire-retardant to get the cover you need. Having a flat roofed property can also result in a higher risk of being burgled because thieves are able to gain access to your home more easily by climbing onto to the roof of your home.